If they debate with you, then say, "I have peacefully surrendered myself to God, as well as those who follow me." In addition, say to those who were given the book and the Gentiles: "Have you peacefully surrendered?" If they have peacefully surrendered then they are guided; but if they turn away, then you are only to deliver. God is watcher over the servants.
Translation endnotes
[3:20] To claim that Muhammed was an illiterate person, the meaning of the word UMmY has been distorted by ignorant people as "illiterate." Muhammed was a literate and progressive leader who delivered a book that promotes reading, comprehension, learning, and studying. For a detailed discussion on this verse, see the Sample Comparisons section in the Introduction. See 7:157-158; 2:78; 25:5.